Advertisement
What the Researchers Say:

An Other rated fund usually has average or below average features and/or performance across a number of assessment areas. These funds frequently have many competitors that offer superior performance and structures in a more efficient environment.
You should contact your financial adviser and/or this fund directly before making an investment decision.

  • Other
Awards
Fund data valid as of May 31, 2016

Typical Fees

Balance This Fund Industry Average Difference
50k $680 $707 -$27
250k $3,080 $3,049 $31
500k $6,080 $5,783 $297

Investment Allocation

Intl shares 18.0%
Aus shares 26.0%
Property 10.0%
Alternative 28.0%
Fixed interest 18.0%

Fees & Charges

Membership Fee $80
Asset Admin Fee 0.25%
Investment Fee 0.95%
Switching Fee $53.20
Exit Fee $60
Account Size Discount No
Employer Size Discount N/A

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 1,164
Total Assets $181,693,188
Year Started 2006
Target Market
Offered to Public?
Fund Type Corporate-Allocated Pension

Fund Highlights - provided by IPE Super Account Based Pension

No information was provided by the fund to SuperRatings, hence an alert rating may be given in areas where a qualitative assessment cannot be made. For available information refer to the fund's PDS.

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 9.68%
15.33%
18.57%
0.20%
10.61%
Fund
Benchmark
High Growth 11.87%
3.50%
19.16%
13.21%
Fund
Benchmark
Conservative Balanced 7.97%
3.85%
12.32%
8.25%
Fund
Benchmark
Growth 10.91%
4.21%
17.22%
11.50%
Fund
Benchmark
Capital Stable 6.33%
3.63%
9.28%
6.35%
Fund
Benchmark
Cash 2.53%
2.08%
3.19%
2.61%
3.91%
2.78%
4.60%
3.48%
5.12%
4.76%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

IPE Super (the Incitec Pivot Employees Super Fund) opened in November 2006 as a corporate superannuation fund designed for current and former employees of IPE and associated companies, along with their spouses. The fund is not open to the public and a minimum of $25,000 is required to commence an Account Based Pension.

IPE Super pension members are offered a choice of 6 investment options. Performance of the fund's Pension Balanced option has not been available in the shorter term.

Fees are less expensive than the industry average across all account balances assessed. However, an investment switching fee and exit fee do apply.

Pension flexibility is rated as below average. Members receive pension payments monthly into their bank account on the 15th of each month. The fund does however offer both binding and non-binding death nominations.

IPE Super offers its members access to a simple online site with information on the fund and investment performance. Regular communication is also available for members via the quarterly newsletter IPE Super News.


Other Funds Promoted