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What the Researchers Say:

A 'best value for money' superannuation fund. Well balanced across all key assessment criteria in a robust, secure and proven risk framework. The fund provides features that should assist most individuals to meet their retirement savings goals.

You should contact your financial adviser or this fund before making an investment decision.

  • Platinum
  • 7 Year Platinum Performance
Awards
Fund data valid as of July 31, 2016

Typical Fees

Balance This Fund Industry Average Difference
50k $596 $705 -$109
250k $2,356 $3,036 -$680
500k $4,556 $5,756 -$1,200

Investment Allocation

Intl shares 27.0%
Aus shares 28.0%
Property 10.0%
Fixed interest 15.0%
Cash 2.0%
Other 18.0%

Fees & Charges

Membership Fee $156
Asset Admin Fee 0.15%
Investment Fee 0.73%
Switching Fee $0
Exit Fee $25
Account Size Discount No
Employer Size Discount N/A

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 120,506
Total Assets $1,944,688,349
Year Started 2004
Target Market
Offered to Public?
Fund Type Industry-Allocated Pension

Fund Highlights - provided by Intrust Super - Super Stream

Low fees.
Transition to retirement and pension accounts available.
Excellent member education and support.
Flexible investment choice draw down.
Flexible pension payment options.
MemberAccess online account.
Full advice model with no limitations.
Dedicated Super Stream Hotline.

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 3.00%
3.89%
12.60%
15.42%
16.66%
0.12%
Fund
Benchmark
High Growth 3.83%
3.73%
3.44%
0.82%
14.74%
13.21%
18.09%
17.79%
20.15%
22.59%
-3.43%
-3.09%
Fund
Benchmark
Diversified Fixed Interest 0.95%
0.85%
6.87%
5.02%
5.42%
4.29%
7.22%
6.40%
4.10%
4.74%
11.28%
9.58%
Fund
Benchmark
Australian Shares 6.18%
6.22%
7.41%
2.22%
9.81%
6.75%
17.94%
18.31%
21.89%
23.30%
-6.49%
-6.67%
Fund
Benchmark
Overseas Shares 3.76%
3.02%
-3.67%
-2.72%
20.50%
20.36%
22.84%
19.88%
27.77%
29.76%
-3.76%
-3.07%
Fund
Benchmark
Capital Stable 1.70%
1.54%
4.75%
3.64%
7.68%
6.35%
12.30%
8.17%
13.54%
9.14%
1.81%
4.79%
Fund
Benchmark
Property 0.21%
3.12%
12.78%
13.83%
8.67%
10.92%
7.70%
10.68%
8.75%
12.91%
5.50%
7.92%
Fund
Benchmark
Cash 0.24%
0.18%
2.63%
2.25%
3.06%
2.61%
3.80%
2.78%
4.66%
3.48%
4.92%
4.76%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Intrust Super is an Industry Super Fund that has been delivering super solutions to employers and members across the hospitality, tourism and retail industries for over 25 years. Super Stream is a competitive pension product designed to provide members with a regular income stream when they retire or are transitioning to retirement. In 2016 the Fund has retained its SuperRatings Platinum rating for the tenth consecutive year and the Pension Platinum award for its ninth consecutive year.

Members can choose from four multi and six asset specific options. The Balanced option outperformed the SuperRatings Index in 2015, with long-term returns also positioned above the index.

Fees for Intrust Super's Super Stream are competitive across all account balances assessed, offering the added benefit of unlimited investment switches at no additional cost.

Other features include a choice between five pension payment frequencies, the ability to nominate pension draw downs and death benefit options. Members are also entitled to discounted travel, banking and accommodation offers through Intrust Super's Member Rewards Program.

The funds focus on a positive member experience is apparent with their range of product and online features, including an Online Super Transfer Form which simplifies the consolidation process for members. The fund also makes available their full service, not-for-profit financial planning business (Intrust360) to its members.