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Perpetual WealthFocus Pension Plan

Past 5-year return
9.77%
Admin fee
$0
Calculated Fees on 50k
$1,190
Extensive investment menu of highly rated funds with quality managers
Online functionality for members and advisers
Auto-rebalancing
Flexible income and withdrawal features
Pension Refresh Facility available
Established in 1995, Perpetual WealthFocus Pension Plan offers a flexible retirement solution to help members achieve their retirement goals. Members can choose from over 50 Diversified and Single-Sector investment options, which are managed by more than 20 investment managers. The Perpetual WealthFocus Pension Balanced Growth option has underperformed the Superratings Index over the short and long term. Fees associated with this product are higher than the industry average across all assessed account balances. However, no exit fees and switching fees are charged, although changing investment options may incur transactional costs. An ongoing adviser commission may also be applicable.The features of this product are highly flexible. Members are provided with a variety of payment frequencies ranging from twice monthly to annually, and can elect payment dates from multiple dates set by the fund. Members can also nominate a specific pension drawdown order, or fixed percentage drawdowns. Pension payments can be automatically increased by a nominated percentage or by CPI annually. Notably, the Pension Refresh Facility provides an easy way for members to consolidate their existing pension account balance with any additional accrued superannuation benefits. A Transition to Retirement Pension is also available.Perpetual's website is easy to navigate and mobile responsive, featuring a News and Insights centre, which contains regularly updated investment market updates, product news, topical research and other educational information.

Fees & fund features

Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
2.35%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
2.35%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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