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BT SuperWrap - Allocated Pension Plan

Past 5-year return
8.20%
Admin fee
$95
Calculated Fees on 50k
$1,055
Tax optimisation at both member and fund level.
Online capabilities including trading and reporting, as well as preferred reporting features.
Data feeds available to both financial planning and accounting software.
Award winning customer service recognised by industry awards with regular adviser feedback conducted to ensure service is of a high standard.
Fee flexibility.
BT SuperWrap Allocated Pension Plan was established in 1999 and has been designed to provide a wide range of investment options to members and their authorised advisor. BT SuperWrap was the first pension wrap platform offered in Australia. A minimum $50,000 is required to commence the Pension Plan. The fund provides access to over 550 managed funds, capital protection strategies, listed securities and term deposits. The BT Wholesale Balanced Returns option has underperformed the SuperRatings Index over the five years to 30 June 2017; however, given the extensive investment menu, returns will vary depending on the option and manager selected.Fees for BT SuperWrap Allocated Pension are higher than the industry average across all assessed account balances. The product does not charge switching fee or exit fees, but buy-sell spreads and other transaction costs may be incurred. BT SuperWrap Allocated Pension provides reasonable pension flexibility with pension payments made monthly through to yearly into a nominated bank account. The fund also offers the ability to nominate dependents as a non-lapsing or reversionary beneficiary. SuperWrap allows members with a consolidated view of all investments and provides full transparency of taxation entitlements online within each account.

Fees & fund features

Admin fee
Admin fee
$95
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$31
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$95
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$31
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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