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Bendigo SmartOptions Pension

Past 5-year return
New fund
Admin fee
$480
Calculated Fees on 50k
$695
It has been designed for customers who seek greater options, flexibility and control of their superannuation and pension investments. Bendigo SmartOptions offers access to a wide range of investment options including cash, managed funds, term deposits and ASX listed securities, as well as a variety of competitively priced insurance options, including group life cover and access to retail insurance cover. It is generally suited to members who are moving up, looking to retire or in retirement.
Bendigo SmartOptions Pension is a sub-plan of The Bendigo Superannuation Plan which was established in 1988. The Bendigo SmartOptions product range includes a superannuation and pension product designed to provide members with flexibility to actively manage their super investment.Bendigo SmartOptions Pension offers members an investment menu consisting of managed funds (including annuity funds), a cash product, term deposits and S&P/ASX 200 listed securities. Past performance of the fund is not readily available and therefore cannot be accurately assessed against the relevant SuperRatings Indices. Fees are relatively high across small account balances due to a minimum administration fee of $480, while a tiered administration fee applies for account balances over $250,000. No investment switching or exit fees are charged, however, buy/sell spreads may apply.Bendigo SmartOptions Pension offers a reasonable level of flexibility, including 4 pension payment frequencies and an ability to have pension payments adjusted to the CPI or by a certain percentage. Beneficiary options available include binding nominations, as well as reversionary beneficiary, including child nominationsThe fund offers members access to financial planning services, comprehensive online educational materials and the ability to view account details and perform transactions through the fund's website.

Fees & fund features

Admin fee
Admin fee
$480
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.43%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$480
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.43%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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