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ipac iAccess Allocated Pension

Past 5-year return
10.40%
Admin fee
$0
Calculated Fees on 50k
$806
Single access point for a wide range of investments, drawing on the expertise of leading investment managers
Access to investment portfolio information and complete transactions via North Online
Informative website containing thorough educational material
Large network of financial planners
In specie transfers into the member's iAccess account accepted (subject to conditions)
Ability for pension payments to be automatically increased annually by a nominated percentage up to 7% or by CPI
As a specialist investment portfolio service offered through the North Online platform, ipac iAccess Personal Super and Allocation Pension are designed for individuals looking for flexibility and choice in their superannuation to build their super savings and transition to a pension.ipac iAcess Allocation Pension provides members with a choice of over 260 Diversified and Single-Sector investment strategies, as well as Single Manager options. Access to Direct Shares, ETFs, LICs and Term Deposits is also provided. The ipac iAcess Pathways 70 investment option has underperformed the SuperRatings Index over the 5 years to 30 June 2016. Fees for this product are higher than the industry average across all account balances assessed. However, a tiered administration fee scale provides discounts for members with large account balances. Further savings can be obtained through family fee aggregation. No exit fees or switching fees are applicable, although changing investment options may incur transaction costs. However, adviser fees may apply on an ongoing basis.An excellent level of pension flexibility is provided. Members can choose from a variety of pension payment frequencies ranging from fortnightly to annually and can also elect payment dates. Furthermore, payments can be set to increase by CPI or a nominated percentage annually. Death cover is also available to pension members.

Fees & fund features

Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
1.30%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
1.30%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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