ANZ

Variable Rate Personal Loan-Unsec

An ANZ personal loan can help you combine your other loans or credit card balances into one consolidated loan. It can also help you get you in your new car or boat, or on your holiday sooner at affordable fees and interest rates. Flexible repayment options are available to you at weekly, fortnightly or monthly schedules which can be made via ANZ’s internet banking services, phone banking or direct debit for your other ANZ accounts. Choose from fixed or variable rate options.

Looking for a specific secured or unsecured loans? Compare personal loans from hundreds of lenders using our comparison tools.
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Company ANZ
Repayment $342.22 per month
Secured / Unsecured Unsecured
Total Repayment $12,679.66
Advertised Rate 14.09% Variable
Comparison Rate 17.18%
Rate Type Variable
Application Fees $150
Ongoing Fees $30
Early Repayment Penalty $200
Missed Payment Penalty $20
Encumberance/REVVS Check Fee $0
Doc Release Fee $0
Minimum Loan Amount $5,000
Maximum Loan Amount No Max
Star Rating
View Repayment Schedule

Product Features

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?
Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?
Whether this loan allows the option for you to redraw/take out excess funds
Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Selected personal loans ranked by the comparison rate on a balance of $10,000 over 3 years. Rates shown are minimum available and may vary depending on your individual circumstances and loan amount.

The advertised and comparison rate is based on credit of $10,000 and a term of 3 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.

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