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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Personal Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Personal Loan, you will deal directly with a financial institution, and not with RateCity.

ANZ

Variable Rate Personal Loan-Unsec

An ANZ personal loan can help you combine your other loans or credit card balances into one consolidated loan. It can also help you get you in your new car or boat, or on your holiday sooner at affordable fees and interest rates. Flexible repayment options are available to you at weekly, fortnightly or monthly schedules which can be made via ANZ’s internet banking services, phone banking or direct debit for your other ANZ accounts. Choose from fixed or variable rate options.

Looking for a specific secured or unsecured loans? Compare personal loans from hundreds of lenders using our comparison tools.

Product Details

Company
ANZ
Repayments
$337.38
monthly
Secured / Unsecured
Unsecured
Total Repayments
$12,505.41
Interest Rate
13.09%
Comparison Rate
16.19%
Rate Type
Variable
Application/Establishment Fee
$150
Ongoing Fees
$30
per quarter
Early Repayment Penalty
$200
Missed Payment Penalty
$20
Encumberance/REVVS Check Fee
$0
Doc Release Fee
$0
Minimum Loan Amount
$5,000
Maximum Loan Amount
$99,999,999
Star Rating
Updating your preferences

Product Features

No early exit penalty n

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Loan Amount
Year
Payment
$10000
Principal
$10000
Interest/fees
$10000
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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