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Secured personal loans


RateCity Staff

By RateCity Staff

1 min read

Find some of the lowest rates on your next secured personal loan.

When a bank lends out money, it prefers to hold collateral to ensure repayment. This is why they will offer a lower rate if you choose to secure your personal loan with property, such as a car.

This way, if you default on the loan, the lender has the right to repossess the assets you have secured. Therefore you need to be extra careful about keeping up the repayments.

Both secured and unsecured personal loans have standard features that allow you to choose between variable and fixed rates, and flexible repayment options.

The table to the right shows some of the lowest rates on personal loans in Australia.

Related search: Compare secured personal loans.

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