BankSA has been part of the South Australian community since it first opened its doors in 1848 as The Savings Bank of South Australia. To this day it has remained the State’s largest financial institution and provider of personal finance and rural banking facilities. BankSA has the most branches and ATMs in South Australia and actively participates in community fundraising and charity events. The bank offers a full range of products to its customers which include car loans, credit cards, home loans, personal loans, savings accounts and investment products as well as a range of specialist lending products.
Product Details
- Company
-
- Repayments
-
$634.53
monthly - Secured / Unsecured
- Secured
- Total Repayments
- $38,062.14
- Interest Rate
- 9.19%
- Comparison Rate
- 10.08%
- Rate Type
- Fixed
- Application Fee
- $195
- Ongoing Fees
-
$9
per month - Early Repayment Penalty
- $150
- Missed Payment Penalty
- $9
- Encumberance/REVVS Check Fee
- $7.5
- Doc Release Fee
- $0
- Minimum Loan Amount
- $3,000
- Maximum Loan Amount
- $80,000
Product Features
No early exit penalty n
Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?
Extra repayments allowed y
Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?
Redraw Facility n
Whether this loan allows the option for you to redraw/take out excess funds
100% Loan Available y
Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required
RateCity