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Secured Personal Loan Fixed

  • 1 to 7 years
  • Secured
  • Fixed Rate
  • Instant approval

Interest rate p.a.

6.49%

up to 12.99%

Comparison rate* p.a.

7.61%

up to 14.06%

Secured Personal Loan Fixed

  • 1 to 7 years
  • Secured
  • Fixed Rate
  • Instant approval

Interest rate p.a.

6.49%

up to 12.99%

Comparison rate* p.a.

7.61%

up to 14.06%

Calculate your repayments for this loan

$

Your estimated repayment

$2,589

based on 30000 loan amount for 1 year at 6.49%

Pros and Cons

For Secured Personal Loan Fixed

Benefits

  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose
  • Approval is instant

Drawbacks

  • Service fee charged

BankSA Rate Personal Loan overview

For Secured Personal Loan Fixed

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$3k - $100k

Security type

Secured

Loan term

1 to 7 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit BankSA to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$195

Ongoing fee

$12 Monthly

Missed payment penalty

$15

Early exit penalty fee

Fee Applies

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs