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Unsecured Personal Loan

Customise your loan summary by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Can apply online
  • Can apply in branch
  • Suitable for both new or used car
Cons:
  • Monthly fee charged
  • Application fee charged

Details & Fees

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$195
Ongoing Fee
Ongoing Fee
$12 monthly
Early Exit Penalty Fee
Early Exit Penalty Fee
Fee Applies
Missed Payment Penalty
Missed Payment Penalty$9
Redraw Activation Fee
Redraw Activation Fee$10
Repayment Type
Repayment Type
Variable
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$195
Ongoing Fee
Ongoing Fee
$12 monthly
Early Exit Penalty Fee
Early Exit Penalty Fee
Fee Applies
Missed Payment Penalty
Missed Payment Penalty$9
Redraw Activation Fee
Redraw Activation Fee$10
Repayment Type
Repayment Type
Variable
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Other Benefits
$0 Establishment fee for existing Westpac Group customers (special offer valid to 28/2/17)

BankSA opened its doors in South Australia in 1848 as the Savings Bank of South Australia. After humble beginnings as a savings institution and small lender, it has grown to service many of the state’s residents. Now a division of Westpac Banking Corporation, it offers a variety of services including transaction accounts, credit cards, investment platforms and home and personal loans.

Features of a BankSA personal loan

BankSA offers unsecured and secured personal loans and unsecured personal overdrafts for a variety of purposes, including debt consolidation, car financing, wedding financing and holidays. Approved borrowers can take out loans of between $3000 and $80,000 depending on their loan purpose and serviceability. Both fixed and variable rates are available and the loans come with a number of flexible features, such as redraw facilities, the option to make extra repayments and to make repayments when it suits.

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