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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Personal Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Personal Loan, you will deal directly with a financial institution, and not with RateCity.

Community First CU

Pers Loan Fixed 1-5 yrs

Community First Credit Union was originally formed for the Salaried Officers of the metropolitan Water, Sewerage and Drainage Board (Sydney Water) in 1959. In later years they Community First expanded their membership base to all employees of the organisation and later branched out their operations to Penrith, Liverpool, St Marys, Bankstown and Eagle Vale. Today Community First ranks as the 9th largest credit union in New South Wales and remains the largest community based credit union throughout the Sydney and Central Coast region.

Product Details

Company
Community First CU
Repayments
$701.95
monthly
Secured / Unsecured
Unsecured
Total Repayments
$42,108.1
Interest Rate
14.25%
Comparison Rate
14.47%
Rate Type
Fixed
Application Fee
$150
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$25
Encumberance/REVVS Check Fee
$0
Doc Release Fee
$0
Minimum Loan Amount
$5,000
Maximum Loan Amount
$50,000
Star Rating
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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