- Home
- Personal Loans
- Credit Union SA
- Special Fixed Rate Personal Loan
Special Fixed Rate Personal Loan
- 1 to 7 years
- Secured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
8.99%
Comparison rate* p.a.
9.35%
Special Fixed Rate Personal Loan
- 1 to 7 years
- Secured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
8.99%
Comparison rate* p.a.
9.35%
Calculate your repayments for this loan
Your estimated repayment
$954
based on 30000 loan amount for 3 years at 8.99%
Pros and Cons
For Special Fixed Rate Personal Loan
Benefits
- Lower than average rate
- No ongoing fees
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
Credit Union SA Rate Personal Loan overview
For Special Fixed Rate Personal Loan
Details
Total repayments
$34,339
Interest rate type
Fixed
Borrowing range
$15k - $100m
Security type
Secured
Loan term
1 to 7 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Credit Union SA Ltd to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$250
Ongoing fee
$0
Missed payment penalty
$15
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
Security processing fee of $60 applies when loan is to be secured by a motor vehicle