RateCity.com.au
  1. Home
  2. Personal Loans
  3. Credit Union SA
  4. Special Fixed Rate Personal Loan

Special Fixed Rate Personal Loan

  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

8.99%

Comparison rate* p.a.

9.35%

Special Fixed Rate Personal Loan

  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

8.99%

Comparison rate* p.a.

9.35%

Calculate your repayments for this loan

$

Your estimated repayment

$954

based on 30000 loan amount for 3 years at 8.99%

Pros and Cons

For Special Fixed Rate Personal Loan

Benefits

  • Lower than average rate
  • No ongoing fees
  • No early exit penalty
  • Unlimited extra repayments
  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Higher than average application fee

Credit Union SA Rate Personal Loan overview

For Special Fixed Rate Personal Loan

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$15k - $100m

Security type

Secured

Loan term

1 to 7 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Credit Union SA Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront fee

$250

Ongoing fee

$0

Missed payment penalty

$15

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

Other Restrictions

Security processing fee of $60 applies when loan is to be secured by a motor vehicle

FAQs