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  3. Credit Union SA
  4. Variable Rate Personal Loan

Variable Rate Personal Loan

  • 1 to 7 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

13.60%

Comparison rate* p.a.

13.97%

up to 13.97%

Variable Rate Personal Loan

  • 1 to 7 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

13.60%

Comparison rate* p.a.

13.97%

up to 13.97%

Calculate your repayments for this loan

$

Your estimated repayment

$1,020

based on 30000 loan amount for 3 years at 13.60%

Pros and Cons

For Variable Rate Personal Loan

Benefits

  • No ongoing fees
  • No early exit penalty
  • Unlimited extra repayments
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Higher than average application fee

Credit Union SA Rate Personal Loan overview

For Variable Rate Personal Loan

Details

Total repayments
Interest rate type

Variable

Borrowing range

$5k - $100m

Security type

Unsecured

Loan term

1 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Credit Union SA Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront fee

$250

Ongoing fee

$0

Missed payment penalty

$15

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs