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  3. Great Southern Bank
  4. Unsecured Personal Loan Fixed

Unsecured Personal Loan Fixed

  • 2024 Award Winner
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

7.49%

up to 19.99%

Comparison rate* p.a.

7.74%

up to 20.27%

Unsecured Personal Loan Fixed

  • 2024 Award Winner
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

7.49%

up to 19.99%

Comparison rate* p.a.

7.74%

up to 20.27%

RateCity says

"Packed with features, this fixed rate personal loan offers no ongoing fees, unlimited extra repayments and loan purpose flexibility."

Calculate your repayments for this loan

$

Your estimated repayment

$622

based on 20000 loan amount for 3 years at 7.49%

Pros and Cons

For Unsecured Personal Loan Fixed

Benefits

  • No ongoing fees
  • Lower than average application fees
  • Unlimited extra repayments
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose
  • Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2024

Drawbacks

    Great Southern Bank Rate Personal Loan overview

    For Unsecured Personal Loan Fixed

    Details

    Total repayments
    Interest rate type

    Fixed

    Borrowing range

    $5k - $75k

    Security type

    Unsecured

    Loan term

    1 to 7 years

    Secured by

    Loan type

    Is Fully Drawn Advance

    Repayment frequency

    Weekly, Fortnightly, Monthly

    Target Market Determination

    Visit Great Southern Bank to view Target Market Determination.

    Features

    Extra repayments

    Yes

    Redraw facility

    redraw activation fee of $0

    Instant approval

    Time to funding

    N/A

    Fees

    Upfront fee

    $175

    Ongoing fee

    $0

    Missed payment penalty

    $0

    Early exit penalty fee

    $0

    Permitted Loan Purposes

    New car

    Used car

    Motorcycle

    Boat

    Debt consolidation

    Renovation

    Holidays

    Medical bill

    Shares

    Student loan

    Wedding

    Other Restrictions

    A $200 minimum withdrawal amount applies for redraws conducted in-branch

    FAQs