Important disclosure

Great Southern Bank

Unsecured Personal Loan Fixed

Real Time Rating™

  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

7.49%

p.a

up to 19.99%

Comparison Rate*

From

7.74%

p.a

up to 20.27%

RateCity says

“Packed with features, this fixed rate personal loan offers no ongoing fees, unlimited extra repayments and loan purpose flexibility.”

Real Time Rating™
Tags
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees
Interest Rate

7.49%

p.a

up to 19.99%

Comparison Rate*

From

7.74%

p.a

up to 20.27%

Calculate your repayments for this loan

$

Your estimated repayment

$933

based on $30,000 loan amount for 3 years at 7.49%

Pros and cons

For Unsecured Personal Loan Fixed

Benefits

  • No ongoing fees
  • Lower than average application fees
  • Unlimited extra repayments
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose
  • Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2024

Great Southern Bank Rate Personal loan overview

For Unsecured Personal Loan Fixed

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$5k - $75k

Security type

Unsecured

Loan term

1 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Great Southern Bank to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$175

Ongoing Fee

$0

Missed Payment Penalty

$0

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

Other Restrictions

A $200 minimum withdrawal amount applies for redraws conducted in-branch

Promoted personal loans

Promoted

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Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

Real Time Rating™
  • 3 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

5.76%

p.a

up to 24.03%

Comparison Rate*

From

6.55%

p.a

up to 24.99%

Promoted

Secured

Personal Loan (Excellent Credit)

  • Via broker
  • 1 to 7 years
  • Secured
  • Fixed Rate
Interest Rate

7.49%

p.a

up to 13.95%

Comparison Rate*

From

8.33%

p.a

up to 17.58%

Promoted

Generic

No Fee Personal Loan

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate

2024 Award Winner

special

Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.
Interest Rate

6.75%

p.a

up to 26.95%

Comparison Rate*

From

6.75%

p.a

up to 26.95%

FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.