Encompass Credit Union has more than 23,000 members and has been operating since 1953. Encompass Credit Union offers their financial services and products to its members and their families throughout Australia. Their financial product and services on offer include savings accounts, lending products, insurance and financial planning services. They have 6 branches, all located within the Sydney metropolitan region and most recently have initiated a mobile l ending service to service their members in the Newcastle area.
Product Details
- Company
-
- Repayments
-
$593.33
monthly - Secured / Unsecured
- Secured
- Total Repayments
- $35,599.73
- Interest Rate
- 6.95%
- Comparison Rate
- 7.13%
- Rate Type
- Variable
- Application Fee
- $125
- Ongoing Fees
- N/A
- Early Repayment Penalty
- $0
- Missed Payment Penalty
- $0
- Encumberance/REVVS Check Fee
- $0
- Doc Release Fee
- $0
- Minimum Loan Amount
- $1,000
- Maximum Loan Amount
- $99,999,999
Product Features
No early exit penalty y
Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?
Extra repayments allowed y
Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?
Redraw Facility y
Whether this loan allows the option for you to redraw/take out excess funds
100% Loan Available y
Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required
RateCity