Important disclosure
Calculate your repayments for this loan
Your estimated repayment
$706
based on $30,000 loan amount for 5 years at 14.50%
Pros and cons
For Unsecured Overdraft
Benefits
- No ongoing fees
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
- Monthly repayments only
Family First Credit Union Rate Personal loan overview
For Unsecured Overdraft
Details
Total repayments $42,351 | Interest rate type Variable |
Borrowing range $500 - $30k | Security type Unsecured |
Loan term 0 to 10 years | Secured by |
Loan type | Repayment frequency Monthly |
Target Market Determination Visit Family First Credit Union to view Target Market Determination. |
Features
Extra repayments | Redraw facility |
Instant approval | Time to funding N/A |
Fees
Upfront Fee $250 | Ongoing Fee $0 |
Missed Payment Penalty $0 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
Debt Consolidation | Renovation |
Holidays | Medical Bill |
Shares | Student Loan |
Wedding |
FAQs
How long are $3000 loans?
Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.
Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.