Important disclosure

Family First Credit Union

Unsecured Overdraft

Real Time Rating™

  • 0 to 10 years
  • Unsecured
  • Variable Rate
  • No ongoing fees
Interest Rate

14.50%

p.a

Comparison Rate*

14.61%

p.a

Real Time Rating™
Tags
  • 0 to 10 years
  • Unsecured
  • Variable Rate
  • No ongoing fees
Interest Rate

14.50%

p.a

Comparison Rate*

14.61%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$706

based on $30,000 loan amount for 5 years at 14.50%

Pros and cons

For Unsecured Overdraft

Benefits

  • No ongoing fees
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Higher than average application fee
  • Monthly repayments only

Family First Credit Union Rate Personal loan overview

For Unsecured Overdraft

Details

Total repayments

Interest rate type

Variable

Borrowing range

$500 - $30k

Security type

Unsecured

Loan term

0 to 10 years

Secured by

Loan type

Repayment frequency

Monthly

Target Market Determination

Visit Family First Credit Union to view Target Market Determination.

Features

Extra repayments

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$250

Ongoing Fee

$0

Missed Payment Penalty

$0

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

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Real Time Rating™
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  • Fixed Rate
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5.76%

p.a

up to 24.03%

Comparison Rate*

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Real Time Rating™
  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees
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Comparison Rate*

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7.19%

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Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
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2024 Award Winner

Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

From

7.19%

p.a

up to 13.58%

FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.