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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Personal Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Personal Loan, you will deal directly with a financial institution, and not with RateCity.

FCCS Credit Union

Secured Personal Loan

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FCCS Credit Union was founded in 1974. The Credit Union was opened to provide financial funding and services to the employees of the Ford Motor Company in Geelong. FCCS Credit Union underwent two mergers in the years leading up to 1990. Today FCCS Credit Union’s products and services are available to Australians. Their dedication to their members and employees has resulted in their customer base prospering to over 10,000 members since it first opened its doors.

Product Details

Maximum amount for this product is $20,000
Company
FCCS Credit Union
Repayments
$694.95
monthly
Secured / Unsecured
Secured
Total Repayments
$41,688.36
Interest Rate
13.8%
Comparison Rate
14.09%
Rate Type
Variable
Application Fee
$195
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$20
Encumberance/REVVS Check Fee
$25
Doc Release Fee
$0
Minimum Loan Amount
$1,000
Maximum Loan Amount
$20,000
Star Rating
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available n

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

View Repayment Schedule
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Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
View Repayment Schedule
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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