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- Personal Loan Fixed (Debt Consolidation < 50%)
Personal Loan Fixed (Debt Consolidation < 50%)
- 1 to 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
12.34%
Comparison rate* p.a.
13.39%
Personal Loan Fixed (Debt Consolidation < 50%)
- 1 to 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
12.34%
Comparison rate* p.a.
13.39%
Calculate your repayments for this loan
Your estimated repayment
$1,001
based on 30000 loan amount for 3 years at 12.34%
Pros and Cons
For Personal Loan Fixed (Debt Consolidation < 50%)
Benefits
- No ongoing fees
- Lower than average application fees
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
Drawbacks
- Cannot apply in branch
Gateway Bank Rate Personal Loan overview
For Personal Loan Fixed (Debt Consolidation < 50%)
Details
Total repayments
$36,047
Interest rate type
Fixed
Borrowing range
$3k - $30k
Security type
Unsecured
Loan term
1 to 5 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Gateway Bank Ltd to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$149
Ongoing fee
$0
Missed payment penalty
$0
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 26 Apr 2024