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  4. Personal Loan Fixed (Debt Consolidation < 50%)

Personal Loan Fixed (Debt Consolidation < 50%)

  • 1 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

12.34%

Comparison rate* p.a.

13.39%

Personal Loan Fixed (Debt Consolidation < 50%)

  • 1 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

12.34%

Comparison rate* p.a.

13.39%

Calculate your repayments for this loan

$

Your estimated repayment

$1,001

based on 30000 loan amount for 3 years at 12.34%

Pros and Cons

For Personal Loan Fixed (Debt Consolidation < 50%)

Benefits

  • No ongoing fees
  • Lower than average application fees
  • Unlimited extra repayments
  • Flexible repayment options
  • No security required
  • Can apply online

Drawbacks

  • Cannot apply in branch

Gateway Bank Rate Personal Loan overview

For Personal Loan Fixed (Debt Consolidation < 50%)

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$3k - $30k

Security type

Unsecured

Loan term

1 to 5 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Gateway Bank Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront fee

$149

Ongoing fee

$0

Missed payment penalty

$0

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs