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  4. Secured Personal Loan (NSW, ACT & QLD only)

Secured Personal Loan (NSW, ACT & QLD only)

  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

6.78%

Comparison rate* p.a.

7.17%

Secured Personal Loan (NSW, ACT & QLD only)

  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

6.78%

Comparison rate* p.a.

7.17%

Calculate your repayments for this loan

$

Your estimated repayment

$197

based on 10000 loan amount for 5 years at 6.78%

Pros and Cons

For Secured Personal Loan (NSW, ACT & QLD only)

Benefits

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Unlimited extra repayments
  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Higher than average application fee

Greater Bank Rate Personal Loan overview

For Secured Personal Loan (NSW, ACT & QLD only)

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$5k - $100k

Security type

Secured

Loan term

1 to 7 years

Secured by

Vehicle/Property/Deposit

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Greater Bank to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront fee

$275

Ongoing fee

$0

Missed payment penalty

$6

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs

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OurMoneyMarket Services Pty Ltd

Low Rate Personal Loan Unsecured (Excellent Credit)

Real Time Rating™

  • 2024 Award Winner
  • 1 to 7 years
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  • Fixed Rate

Interest rate p.a.

6.57%

up to 8.48%

Comparison rate* p.a.

7.19%

up to 13.58%

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Harmoney Australia Limited

Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

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  • 2024 Award Winner
  • 3 to 5 years
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  • Fixed Rate

Interest rate p.a.

5.76%

up to 24.03%

Comparison rate* p.a.

6.55%

up to 24.99%

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Liberty Financial Pty Ltd

Unsecured Personal Loan (Excellent Credit)

Real Time Rating™

  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

7.24%

up to 9.39%

Comparison rate* p.a.

7.24%

up to 10.31%

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Australian Credit Licence 286596
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Wingate Consumer Finance (NOW Finance)

No Fee Personal Loan

Real Time Rating™

  • 2024 Award Winner
  • Special
  • 1 to 7 years
  • Unsecured

Interest rate p.a.

6.75%

up to 26.95%

Comparison rate* p.a.

6.75%

up to 26.95%

More detailsclick for more details

Australian Credit Licence 411227
Fees & charges apply

Product info
product data updated on

Product data updated on 20 Apr 2024