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- Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
RateCity says
"Borrow up to $50,000 without being stung with pesky monthly account keeping fees."
Calculate your repayments for this loan
$
Your estimated repayment
$1,364
based on 45000 loan amount for 3 years at 5.76%
Pros and Cons
For Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Benefits
- No ongoing fees
- Flexible repayment options
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
- Fast time to funding
- Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2024
Drawbacks
- Higher than average application fee
- Cannot apply in branch
Harmoney Rate Personal Loan overview
For Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Details
Total repayments
$49,108
Interest rate type
Fixed
Borrowing range
$5k - $70k
Security type
Unsecured
Loan term
3 to 5 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Harmoney Australia Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
24 hours
Fees
Upfront fee
$575
Ongoing fee
$0
Missed payment penalty
$15
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Harmoney.More details