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- Heritage Bank
- Unsecured Fixed Standard Personal Loan
Unsecured Fixed Standard Personal Loan
- 1 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
8.99%
Comparison rate* p.a.
9.35%
Unsecured Fixed Standard Personal Loan
- 1 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
8.99%
Comparison rate* p.a.
9.35%
RateCity says
"Borrow up to $25,000 with no security, and keep your repayments consistent for easier budgeting. "
Calculate your repayments for this loan
$
Your estimated repayment
$208
based on 10000 loan amount for 5 years at 8.99%
Pros and Cons
For Unsecured Fixed Standard Personal Loan
Benefits
- Lower than average rate
- No ongoing fees
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
Heritage Bank Rate Personal Loan overview
For Unsecured Fixed Standard Personal Loan
Details
Total repayments
$12,452
Interest rate type
Fixed
Borrowing range
$5k - $50k
Security type
Unsecured
Loan term
1 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Heritage Bank, a trading name of Heritage and People’s Choice Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$200
Ongoing fee
$0
Missed payment penalty
$30
Early exit penalty fee
$0
