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Secured Fixed Standard Personal Loan

Heritage Bank

Borrowing Amount
Loan term
Advertised Rate12.99%fixed
Comparison Rate14.02%
Monthly Repayment$337
Loan amount$5k to $100k
Pros
  • No application fees
  • No early exit penalty
  • Can apply online
  • Can apply in branch
Cons
  • Monthly fee charged
  • Requires security to be held

Suitable For

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding

Loan Fees

Upfront Fee
Upfront Fee$0
Ongoing Fee
Ongoing Fee$5

monthly

Early Exit Penalty Fee
Early Exit Penalty Fee$0
Missed Payment Penalty
Missed Payment Penalty$30
Redraw Activation Fee
Redraw Activation Fee$0
Other Fees
Other FeesN/A

Loan Profile

Repayment Type
Repayment TypeFixed
Loan Type
Loan TypeSecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
View Repayment Schedule

Features Flexibilities

Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Other Benefits
Other Benefits
Other Restrictions
Other Restrictions
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