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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Personal Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Personal Loan, you will deal directly with a financial institution, and not with RateCity.

Heritage Bank

Personal Loan Var Sec

Heritage is Australia's largest member-owned bank. With a history going back to 1875, we've always been in the business of helping Australians realise their financial dreams and enrich their lives. What's the difference between a bank and a member-owned bank? We're independent - owned by our members, not shareholders. So instead of pursuing massive profits, our focus is on putting People first.

Product Details

Company
Heritage Bank
Repayments
$336.9
monthly
Secured / Unsecured
Secured
Total Repayments
$12,128.04
Interest Rate
12.99%
Comparison Rate
13.73%
Rate Type
Variable
Application/Establishment Fee
$105
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$30
Encumberance/REVVS Check Fee
$24.98
Doc Release Fee
$0
Minimum Loan Amount
$5,000
Maximum Loan Amount
$100,000
Star Rating
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Loan Amount
Year
Payment
$10000
Principal
$10000
Interest/fees
$10000
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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