Important disclosure

HSBC Bank Australia Limited

Personal Loan Fixed Rate

Real Time Rating™

  • 1 to 5 years
  • Unsecured
  • Fixed Rate
  • Instant approval
Interest Rate

12.99%

p.a

Comparison Rate*

13.54%

p.a

Real Time Rating™
Tags
  • 1 to 5 years
  • Unsecured
  • Fixed Rate
  • Instant approval
Interest Rate

12.99%

p.a

Comparison Rate*

13.54%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$1,011

based on $30,000 loan amount for 3 years at 12.99%

Pros and cons

For Personal Loan Fixed Rate

Benefits

  • Lower than average application fees
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose
  • Approval is instant

Drawbacks

  • Service fee charged
  • Monthly repayments only

HSBC Rate Personal loan overview

For Personal Loan Fixed Rate

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$5k - $50k

Security type

Unsecured

Loan term

1 to 5 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly

Target Market Determination

Visit HSBC Bank Australia Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$150

Ongoing Fee

$5 Monthly

Missed Payment Penalty

$0

Early Exit Penalty Fee

$199

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

Promoted personal loans

Promoted

Lower Rate

Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

Real Time Rating™
  • 3 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

5.76%

p.a

up to 24.03%

Comparison Rate*

From

6.55%

p.a

up to 24.99%

Promoted

Secured

Low Rate Personal Loan Secured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees
Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

From

7.19%

p.a

up to 13.58%

Promoted

Generic

No Fee Personal Loan

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate

2024 Award Winner

special

Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.
Interest Rate

6.75%

p.a

up to 26.95%

Comparison Rate*

From

6.75%

p.a

up to 26.95%

FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.