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- Illawarra Credit Union
- Unsecured Fixed Personal Loan
Unsecured Fixed Personal Loan
- 1 to 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
9.75%
Comparison rate* p.a.
10.04%
Unsecured Fixed Personal Loan
- 1 to 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
9.75%
Comparison rate* p.a.
10.04%
Calculate your repayments for this loan
$
Your estimated repayment
$634
based on 30000 loan amount for 5 years at 9.75%
Pros and Cons
For Unsecured Fixed Personal Loan
Benefits
- Lower than average rate
- No ongoing fees
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
Illawarra Credit Union Rate Personal Loan overview
For Unsecured Fixed Personal Loan
Details
Total repayments
$38,024
Interest rate type
Fixed
Borrowing range
$2k - $50k
Security type
Unsecured
Loan term
1 to 5 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Illawarra Credit Union Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$200
Ongoing fee
$0
Missed payment penalty
$0
Early exit penalty fee
$0
