RateCity.com.au
  1. Home
  2. Personal Loans
  3. Illawarra Credit Union
  4. Personal Overdraft

Personal Overdraft

  • 0 to 10 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

14.71%

Comparison rate* p.a.

15.01%

Personal Overdraft

  • 0 to 10 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

14.71%

Comparison rate* p.a.

15.01%

Calculate your repayments for this loan

$

Your estimated repayment

$1,036

based on 30000 loan amount for 3 years at 14.71%

Pros and Cons

For Personal Overdraft

Benefits

  • No ongoing fees
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Higher than average application fee

Illawarra Credit Union Rate Personal Loan overview

For Personal Overdraft

Details

Total repayments
Interest rate type

Variable

Borrowing range

$500 - $30k

Security type

Unsecured

Loan term

0 to 10 years

Secured by

Loan type

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Illawarra Credit Union Limited to view Target Market Determination.

Features

Extra repayments

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$200

Ongoing fee

$0

Missed payment penalty

$0

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs