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- Illawarra Credit Union
- Personal Overdraft
Personal Overdraft
- 0 to 10 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
14.71%
Comparison rate* p.a.
15.01%
Personal Overdraft
- 0 to 10 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
14.71%
Comparison rate* p.a.
15.01%
Calculate your repayments for this loan
Your estimated repayment
$1,036
based on 30000 loan amount for 3 years at 14.71%
Pros and Cons
For Personal Overdraft
Benefits
- No ongoing fees
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
Illawarra Credit Union Rate Personal Loan overview
For Personal Overdraft
Details
Total repayments
$37,285
Interest rate type
Variable
Borrowing range
$500 - $30k
Security type
Unsecured
Loan term
0 to 10 years
Secured by
Loan type
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Illawarra Credit Union Limited to view Target Market Determination.
Features
Extra repayments
Redraw facility
Instant approval
Time to funding
N/A
Fees
Upfront fee
$200
Ongoing fee
$0
Missed payment penalty
$0
Early exit penalty fee
$0