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- Secured Personal Loan
Secured Personal Loan
- 1 to 7 years
- Secured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
6.84%
Comparison rate* p.a.
7.19%
Secured Personal Loan
- 1 to 7 years
- Secured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
6.84%
Comparison rate* p.a.
7.19%
Calculate your repayments for this loan
Your estimated repayment
$924
based on 30000 loan amount for 3 years at 6.84%
Pros and Cons
For Secured Personal Loan
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Flexible repayment options
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
IMB Bank Rate Personal Loan overview
For Secured Personal Loan
Details
Total repayments
$33,268
Interest rate type
Fixed
Borrowing range
$2k - $75k
Security type
Secured
Loan term
1 to 7 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Monthly, Weekly, Fortnightly
Target Market Determination
Visit IMB Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
N/A
Fees
Upfront fee
$250
Ongoing fee
$0
Missed payment penalty
$50
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
age of car used as security must be less than or equal to 6 years old
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 19 Apr 2024