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  3. IMB Bank
  4. Unsecured Personal Loan

Unsecured Personal Loan

  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

8.98%

Comparison rate* p.a.

9.34%

Unsecured Personal Loan

  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

8.98%

Comparison rate* p.a.

9.34%

Calculate your repayments for this loan

$

Your estimated repayment

$42

based on 2000 loan amount for 5 years at 8.98%

Pros and Cons

For Unsecured Personal Loan

Benefits

  • Lower than average rate
  • No ongoing fees
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Higher than average application fee

IMB Bank Rate Personal Loan overview

For Unsecured Personal Loan

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$2k - $50k

Security type

Unsecured

Loan term

1 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit IMB Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$250

Ongoing fee

$0

Missed payment penalty

$50

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs