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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Personal Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Personal Loan, you will deal directly with a financial institution, and not with RateCity.

Macarthur Credit Union

Personal Loan (Secured)

Macarthur Credit Union is a member owner and operated financial organisation committed to providing its shareholders with a personalised kind of banking. The credit union was original formed by a group of coal miners and truck drivers who worked for Cultha mines. The credit union began to service the needs of the local community of Macarthur and its name was changed accordingly to reflect its customer base. Macarthur Credit Union has since expanded its services to the 19,000 members throughout Camden, Campbelltown and Wollondilly areas and manages more than $163 million in assets. The credit union offers a range of financial products including car loans, personal loans and savings accounts.

Product Details

Company
Macarthur Credit Union
Repayments
$653.03
monthly
Secured / Unsecured
Secured
Total Repayments
$39,181.13
Interest Rate
11.05%
Comparison Rate
11.12%
Rate Type
Variable
Application Fee
$50
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$0
Encumberance/REVVS Check Fee
$15
Doc Release Fee
$0
Minimum Loan Amount
$0
Maximum Loan Amount
$99,999,999
Star Rating
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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