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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Personal Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Personal Loan, you will deal directly with a financial institution, and not with RateCity.

Memberfirst Credit Union

Personal Ln Sec by TD

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MemberFirst Credit Union is a community based organisation that operates to serve the residents and business community in the Holroyd area (NSW). All profits generated are reinvested back into the credit union by way of new products, great service and better interest rates for its members. Today, the credit union has over 4,000 members and manages more than $20 million in assets. Member First Credit Union offers a wide full range of products which includes car loans, credit cards, home loans, personal loans, reward programs, savings accounts and term deposits.

Product Details

Company
Memberfirst Credit Union
Repayments
$614.06
monthly
Secured / Unsecured
Secured
Total Repayments
$36,838.71
Interest Rate
8.4%
Comparison Rate
8.61%
Rate Type
Variable
Application Fee
$150
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$0
Encumberance/REVVS Check Fee
$0
Doc Release Fee
$0
Minimum Loan Amount
$2,000
Maximum Loan Amount
$50,000
Star Rating
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

View Repayment Schedule
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Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
View Repayment Schedule
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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