RateCity.com.au
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  4. Unsecured Personal Loan (Excellent Credit)

Unsecured Personal Loan (Excellent Credit)

  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

7.24%

up to 9.39%

Comparison rate* p.a.

7.24%

up to 10.31%

Unsecured Personal Loan (Excellent Credit)

  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

7.24%

up to 9.39%

Comparison rate* p.a.

7.24%

up to 10.31%

RateCity says

"If you have an excellent credit history, you may be able to lock in this personal loan interest rate for 3 to 7 years."

Calculate your repayments for this loan

$

Your estimated repayment

$620

based on 20000 loan amount for 3 years at 7.24%

Pros and Cons

For Unsecured Personal Loan (Excellent Credit)

Benefits

  • No ongoing fees
  • Application fees starting from $0
  • Flexible repayment options
  • No security required
  • Can apply online
  • Use the loan for any worthwhile purpose
  • Fast time to funding

Drawbacks

  • Cannot apply in branch

Money Place Rate Personal Loan overview

For Unsecured Personal Loan (Excellent Credit)

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$5k - $80k

Security type

Unsecured

Loan term

3 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly, Weekly, Fortnightly

Target Market Determination

Visit Money Place Australia Pty Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

24 hours

Fees

Upfront fee

$0

of loan amountup to $650 Application fee ranges from $0-$650

Ongoing fee

$0

Missed payment penalty

$10

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs