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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Personal Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Personal Loan, you will deal directly with a financial institution, and not with RateCity.

Newcastle Permanent

Personal Loan Secured

Newcastle Permanent is an independent, mutual organisation that provides a full range of retail financial products and services to its members. Newcastle Permanent operates in New South Wales, from Parramatta, through to the Mid North Coast. The company has a long established history of returning profits and benefits to its community. This is demonstrated in their dedication to customer service, large branch network and a wide range of community based initiatives. Benefits are also passed onto customers through their competitive product set which includes car loans, personal loans, credit cards, savings account, term deposits and home loans.

Product Details

Company
Newcastle Permanent
Repayments
$616.8
monthly
Secured / Unsecured
Secured
Total Repayments
$37,007.89
Interest Rate
8.59%
Comparison Rate
8.8%
Rate Type
Fixed
Application Fee
$145
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$35
Encumberance/REVVS Check Fee
$20
Doc Release Fee
$0
Minimum Loan Amount
$1,000
Maximum Loan Amount
$99,999,999
Star Rating
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility n

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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