People’s Choice Credit Union is an exciting financial institution focused on people, not profit. Formed through the merger of two of Australia’s most respected credit unions – Savings & Loans and Australian Central, People’s Choice Credit Union offers an exciting new way of banking. As a credit union, any profits made are reinvested back into better products and services for members and building strong communities. Their customers and owners are the same people – everything they do is designed to benefit their members.
- Secured / Unsecured
- Total Repayments
- Interest Rate
- Comparison Rate
- Rate Type
- Application/Establishment Fee
- Ongoing Fees
- Early Repayment Penalty
- Missed Payment Penalty
- Encumberance/REVVS Check Fee
- Doc Release Fee
- Minimum Loan Amount
- Maximum Loan Amount
Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?
Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?
Whether this loan allows the option for you to redraw/take out excess funds
Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required