People's Choice Credit Union

Personal Loan Secured

People’s Choice Credit Union is an exciting financial institution focused on people, not profit. Formed through the merger of two of Australia’s most respected credit unions – Savings & Loans and Australian Central, People’s Choice Credit Union offers an exciting new way of banking. As a credit union, any profits made are reinvested back into better products and services for members and building strong communities. Their customers and owners are the same people – everything they do is designed to benefit their members.

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Company People's Choice Credit Union
Repayment $328.34 per month
Secured / Unsecured Secured
Total Repayment $11,820.05
Advertised Rate 11.2% Fixed
Comparison Rate 12.57%
Rate Type Fixed
Application Fees $195
Ongoing Fees N/A
Early Repayment Penalty $0
Missed Payment Penalty $25
Encumberance/REVVS Check Fee $10.25
Doc Release Fee $0
Minimum Loan Amount $2,000
Maximum Loan Amount No Max
Star Rating
View Repayment Schedule

Product Features

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?
Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?
Whether this loan allows the option for you to redraw/take out excess funds
Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Selected personal loans ranked by the comparison rate on a balance of $10,000 over 3 years. Rates shown are minimum available and may vary depending on your individual circumstances and loan amount.

The advertised and comparison rate is based on credit of $10,000 and a term of 3 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.

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