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Personal Loan

Customise your loan summary by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No application fees
  • No ongoing fees
  • No early exit penalty
  • Can apply online
Cons:
  • Cannot apply in branch

Details & Fees-0

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Upfront Fee
Upfront Fee
$0
Ongoing Fee
Ongoing Fee
$0
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$50
Redraw Activation Fee
Redraw Activation Fee
N/A
Repayment Type
Repayment Type
Variable
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Upfront Fee
Upfront Fee
$0
Ongoing Fee
Ongoing Fee
$0
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$50
Redraw Activation Fee
Redraw Activation Fee
N/A
Repayment Type
Repayment Type
Variable
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Other Benefits
Payment Holiday up to 3 months available

Pepper Money is an award-winning Australian non-bank lender, specialising in home loans, car loans and personal loans. Pepper’s personal loans offer flexible repayment options, where you can choose how frequently you make your repayments, and even pay back your loan sooner. With no establishment fees or ongoing account keeping fees, you can manage the cost of your personal loan and avoid hidden surprises.

Pepper personal loans are 100% online, so you can quickly and easily apply in the comfort of your own home. Whether you apply online with your computer, or use Pepper’s purpose-built mobile-friendly application, your personal loan application can be completed in as little as 15-20 minutes.

Features of a Pepper Personal Loan

Pepper Personal Loans are structured with minimal fees – there’s no application fee or ongoing fee to worry about. Using these flexible personal loans, you can borrow between $5000 and $50,000 for a variety of different purposes, including debt consolidation, or paying for holidays, renovations or weddings. Once you’ve completed the short online application for a Pepper Money personal loan, you should receive your funds the next business day following approval – often within 48 hours.

What RateCity says:

Each Pepper Money personal loan is calculated to suit the borrower’s individual circumstances. Depending on what type of loan you choose, your credit rating, and several other factors, the rate of interest you’ll pay on your personal loan could range from average to high. However, the lack of establishment and ongoing fees remains consistent across Pepper Money personal loans, which can help to manage some of the costs for these personal loans.

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