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- Personal Loans
- QBANK
- All Purpose Loan
All Purpose Loan
- 0 to 7 years
- Unsecured
- Variable Rate
Interest rate p.a.
13.24%
Comparison rate* p.a.
13.86%
All Purpose Loan
- 0 to 7 years
- Unsecured
- Variable Rate
Interest rate p.a.
13.24%
Comparison rate* p.a.
13.86%
Calculate your repayments for this loan
$
Your estimated repayment
$686
based on 30000 loan amount for 5 years at 13.24%
Pros and Cons
For All Purpose Loan
Benefits
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Service fee charged
QBANK Rate Personal Loan overview
For All Purpose Loan
Details
Total repayments
$41,177
Interest rate type
Variable
Borrowing range
$1k - $150k
Security type
Unsecured
Loan term
0 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit QPCU Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$195
Ongoing fee
$5 Monthly
Missed payment penalty
$0
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
Valid for personal loan applications for more than $5,000 of new lending approved after 5 January 2017 and is available for a limited time only. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK Everyday Plus transaction account. Offer may be withdrawn at any time.
