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- Fast Approval Secured Personal Loan
Fast Approval Secured Personal Loan
- 1 to 7 years
- Secured
- Fixed Rate
- Instant approval
Interest rate p.a.
10.69%
Comparison rate* p.a.
11.42%
Fast Approval Secured Personal Loan
- 1 to 7 years
- Secured
- Fixed Rate
- Instant approval
Interest rate p.a.
10.69%
Comparison rate* p.a.
11.42%
Calculate your repayments for this loan
Your estimated repayment
$489
based on 15000 loan amount for 3 years at 10.69%
Pros and Cons
For Fast Approval Secured Personal Loan
Benefits
- No ongoing fees
- Flexible repayment options
- Can apply online
- Use the loan for any worthwhile purpose
- Fast time to funding
- Approval is instant
Drawbacks
- Higher than average application fee
- Cannot apply in branch
RACV Rate Personal Loan overview
For Fast Approval Secured Personal Loan
Details
Total repayments
$17,600
Interest rate type
Fixed
Borrowing range
$5k - $35k
Security type
Secured
Loan term
1 to 7 years
Secured by
Vehicle/Property
Loan type
Is Fully Drawn Advance
Repayment frequency
Fortnightly, Monthly, Weekly
Target Market Determination
Visit RACV to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
24 hours
Fees
Upfront fee
$499
Ongoing fee
$0
Missed payment penalty
$0
Early exit penalty fee
$325
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
Only available for VIC residents
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 24 Apr 2024