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RACV personal loans

RACV was established in Melbourne in 1903 as a motorists’ social club. The club operated to encourage and develop the motoring industry and actively sought to protect the rights of motorists. Today RACV supports their 2.2 million members and the wider community through their motor insurance products, personal and car loans, as well as the RACV Community Foundation.

RACV personal loans are suited to a wide range of borrowers and can be used for a variety of purposes like renovations, holidays, debt consolidation, caravan and car purchases. Existing RACV members may be eligible for discounts depending on their level of membership.

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Why choose RACV

Benefits

  • Features a moderately low rate
  • No ongoing fees
  • Can apply online

Drawbacks

  • Upfront establishment fee
  • Early exit penalty fee
  • Only secured personal loans available

RACV Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.

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Your estimated repayments

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based on a $30,000 loan for 5 years at -

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.