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  4. Personal Touch Loan

Personal Touch Loan

  • 0 to 5 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

10.24%

Comparison rate* p.a.

11.60%

Personal Touch Loan

  • 0 to 5 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

10.24%

Comparison rate* p.a.

11.60%

Calculate your repayments for this loan

$

Your estimated repayment

$971

based on 30000 loan amount for 3 years at 10.24%

Pros and Cons

For Personal Touch Loan

Benefits

  • No ongoing fees
  • Unlimited extra repayments
  • Redraw facility
  • Flexible repayment options
  • No security required
  • Can apply online
  • Use the loan for any worthwhile purpose

Drawbacks

  • Cannot apply in branch

Regional Australia Bank Rate Personal Loan overview

For Personal Touch Loan

Details

Total repayments
Interest rate type

Variable

Borrowing range

$8k - $100m

Security type

Unsecured

Loan term

0 to 5 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Regional Australia Bank to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $10

Instant approval

Time to funding

N/A

Fees

Upfront fee

$195

Ongoing fee

$0

Missed payment penalty

$0

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs