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- Low Rate Personal Loan (Very Good Credit)
Low Rate Personal Loan (Very Good Credit)
- 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
16.19%
up to 17.19%
Comparison rate* p.a.
16.59%
up to 17.6%
Low Rate Personal Loan (Very Good Credit)
- 5 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
16.19%
up to 17.19%
Comparison rate* p.a.
16.59%
up to 17.6%
Calculate your repayments for this loan
Your estimated repayment
$366
based on 15000 loan amount for 5 years at 16.19%
Pros and Cons
For Low Rate Personal Loan (Very Good Credit)
Benefits
- No ongoing fees
- Flexible repayment options
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
- Cannot apply in branch
SocietyOne Rate Personal Loan overview
For Low Rate Personal Loan (Very Good Credit)
Details
Total repayments
$21,977
Interest rate type
Fixed
Borrowing range
$5k - $50k
Security type
Unsecured
Loan term
5 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Fortnightly, Monthly
Target Market Determination
Visit SocietyOne Australia Pty Ltd to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
72 hours
Fees
Upfront fee
$595
up to $595
Ongoing fee
$0
Missed payment penalty
$35
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 19 Apr 2024