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- Southern Cross Credit Union
- Unsecured Personal Loan
Unsecured Personal Loan
- 3 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
9.39%
Comparison rate* p.a.
10.30%
Unsecured Personal Loan
- 3 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
9.39%
Comparison rate* p.a.
10.30%
Calculate your repayments for this loan
Your estimated repayment
$959
based on 30000 loan amount for 3 years at 9.39%
Pros and Cons
For Unsecured Personal Loan
Benefits
- Lower than average rate
- No early exit penalty
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Service fee charged
- Higher than average application fee
Southern Cross Credit Union Rate Personal Loan overview
For Unsecured Personal Loan
Details
Total repayments
$34,540
Interest rate type
Fixed
Borrowing range
$5k - $50k
Security type
Unsecured
Loan term
3 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Southern Cross Credit Union to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
N/A
Fees
Upfront fee
$250
Ongoing fee
$8 Monthly
Missed payment penalty
$0
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 20 Apr 2024