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Unsecured Personal Overdraft

Customise your loan summary by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No application fees
  • No early exit penalty
  • Can apply online
  • Can apply in branch
  • Only pay interest on outstanding balance
Cons:
  • Monthly fee charged

Details & Fees

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$0
Ongoing Fee
Ongoing Fee
$12 monthly
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty$0
Redraw Activation Fee
Redraw Activation FeeN/A
Repayment Type
Repayment Type
Variable
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$0
Ongoing Fee
Ongoing Fee
$12 monthly
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty$0
Redraw Activation Fee
Redraw Activation FeeN/A
Repayment Type
Repayment Type
Variable
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit

About St.George

St.George has been providing Australians with banking and financial services since its foundation as a building society in 1937. St.George achieved full banking status in 1992, before becoming part of the Westpac group in 2008.

St.George’s personal loans include options to suit different financial requirements, such as unsecured loans for consolidating debt, and secured loans for making large purchases, such as cars or holidays. Bank accounts, home loans, credit cards, insurance and investment services are also among the full suite of financial products available from St.George.

St.George can be contacted via phone, email, online or by visiting a local branch.

Features of a St.George personal loan

St.George personal loans are structured with specific purposes in mind, whether they’re unsecured to consolidate debt, or secured to make major purchases. There are also options for fixed or variable interest rates, depending on if you’d prefer to keep your budgeting simple, or to enjoy greater financial flexibility.

You can borrow $3000 to $80,000 with a St.George personal loan, and repay it on a weekly, fortnightly or monthly basis over the course of 1-5 years for fixed rate loans, or 1-7 years for variable rate loans.

If you’re an existing St.George bank customer, you may be eligible for special offers when you take out a St.George personal loan.

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