Important disclosure

St.George Bank

Unsecured Personal Overdraft

Real Time Rating™

  • 0 to 10 years
  • Unsecured
  • Variable Rate
  • Instant approval
Interest Rate

14.99%

p.a

Comparison Rate*

15.31%

p.a

Real Time Rating™
Tags
  • 0 to 10 years
  • Unsecured
  • Variable Rate
  • Instant approval
Interest Rate

14.99%

p.a

Comparison Rate*

15.31%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$69

based on $2,000 loan amount for 3 years at 14.99%

Pros and cons

For Unsecured Personal Overdraft

Benefits

  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose
  • Approval is instant

Drawbacks

  • Service fee charged

St.George Bank Rate Personal loan overview

For Unsecured Personal Overdraft

Details

Total repayments

Interest rate type

Variable

Borrowing range

$500 - $20k

Security type

Unsecured

Loan term

0 to 10 years

Secured by

Loan type

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit St.George Bank to view Target Market Determination.

Features

Extra repayments

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$0

Ongoing Fee

$5 Monthly

Missed Payment Penalty

$0

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

Other Restrictions

Conditions, fees and charges apply

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Personal Loan (Excellent Credit)

  • Via broker
  • 1 to 7 years
  • Secured
  • Fixed Rate
Interest Rate

7.49%

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up to 13.95%

Comparison Rate*

From

8.33%

p.a

up to 17.58%

Promoted

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Mortgage Smart Plus Overdraft (Secured)

Real Time Rating™
  • 1 to 7 years
  • Secured
  • Variable Rate
  • No ongoing fees
Interest Rate

7.95%

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Comparison Rate*

7.95%

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Mortgage Smart Overdraft (Unsecured)

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Variable Rate
  • No ongoing fees
Interest Rate

9.70%

p.a

Comparison Rate*

9.70%

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FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.