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- Personal Overdraft
Personal Overdraft
- 0 to 10 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
15.55%
Comparison rate* p.a.
15.93%
Personal Overdraft
- 0 to 10 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
15.55%
Comparison rate* p.a.
15.93%
Calculate your repayments for this loan
$
Your estimated repayment
$722
based on 30000 loan amount for 5 years at 15.55%
Pros and Cons
For Personal Overdraft
Benefits
- No ongoing fees
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
The Mac Rate Personal Loan overview
For Personal Overdraft
Details
Total repayments
$43,343
Interest rate type
Variable
Borrowing range
$1k - $30k
Security type
Unsecured
Loan term
0 to 10 years
Secured by
Loan type
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit The Mac to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$250
Ongoing fee
$0
Missed payment penalty
$55
Early exit penalty fee
$0
