University Credit Society or Unicredit as it is commonly known was founded in 1964 by employees of the Chemistry Department at the University of Western Australia. Membership to the credit society was originally restricted to staff, but today membership is now open to all Community Members. Unicredit continues to operate as a traditional credit union and offers a full and diversified range of financial services and products including savings accounts, investment accounts and personal loans.
Product Details
- Company
-
- Repayments
-
$339.12
monthly - Secured / Unsecured
- Unsecured
- Total Repayments
- $12,207.95
- Interest Rate
- 13.45%
- Comparison Rate
- 14.51%
- Rate Type
- Variable
- Application/Establishment Fee
- $150
- Ongoing Fees
- N/A
- Early Repayment Penalty
- $0
- Missed Payment Penalty
- $10
- Encumberance/REVVS Check Fee
- $10.5
- Doc Release Fee
- $0
- Minimum Loan Amount
- $5,000
- Maximum Loan Amount
- $99,999,999
Product Features
No early exit penalty y
Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?
Extra repayments allowed y
Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?
Redraw Facility n
Whether this loan allows the option for you to redraw/take out excess funds
100% Loan Available y
Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required
RateCity