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Unsecured Personal Loan

Customise your loan summary by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Can apply online
  • Can apply in branch
  • Available for 457 visa holders
Cons:
  • Monthly fee charged
  • Application fee charged
  • Limited to new cars

Details & Fees

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee$250
Ongoing Fee
Ongoing Fee$12 monthly
Early Exit Penalty Fee
Early Exit Penalty Fee$175 during first 2 years
Missed Payment Penalty
Missed Payment Penalty$9
Redraw Activation Fee
Redraw Activation FeeN/A
Repayment Type
Repayment TypeFixed
Loan Type
Loan TypeUnsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee$250
Ongoing Fee
Ongoing Fee$12 monthly
Early Exit Penalty Fee
Early Exit Penalty Fee$175 during first 2 years
Missed Payment Penalty
Missed Payment Penalty$9
Redraw Activation Fee
Redraw Activation FeeN/A
Repayment Type
Repayment TypeFixed
Loan Type
Loan TypeUnsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Other Benefits
Establishment fee $0 for existing customers until 28 February 2017. Single Applicants only.

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About Westpac

As Australia’s oldest bank, Westpac has a long history of providing Australians with sound financial advice. The Westpac group also includes the St.George, Bank of Melbourne, BankSA and RAMS brands, offering a full suite of financial services between them.

Westpac’s personal loans can be used for refinancing or consolidating debts, or for covering major expenses such as travel, holidays or renovations. By adjusting the length of your loan term, and the frequency of your repayments, you can prepare a Westpac personal loan that’s both affordable and suitable for your finances.

In addition to personal loans, Westpac also has Flexi Loans and personal overdrafts available, putting multiple options for managing your personal finances at your disposal.

Westpac can be contacted via phone or email, and has a network of branches to visit across Australia.

Features of a Westpac personal loan

Westpac’s personal loan has a number of flexible options to suit borrowers in different financial situations. Valid for borrowing between $4000 and $50,000, the loan has a fixed interest rate, but doesn’t need to be secured against an asset.

Your Westpac personal loan can be paid back over a term of 1 to 7 years. You’ll also have the option to make extra repayments to get your loan paid off ahead of time, which can help you to reduce the total interest you’ll pay on your loan. Existing Westpac customers may also be eligible to receive special offers when applying for a personal loan, depending on availability.

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