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Registered Australian Mortgage Securities, commonly known as ’RAMS’ Home Loans was launched in 1995. RAMS introduced an innovative range of home loan products which provided Australians an alternative and flexible source of finance compare to the bigger banks. At the time of its inception, and after the deregulation of the Australian financial industry, RAMS products were unlike any in the industry, which saw RAMS excel in the home lending market. RAMS first began its operations through its internet and call centre services. In later years RAMS extended its services to RAMS Home Loan Centres and franchisees. Today, RAMS operates as a separate brand under the Westpac Group. With the backing of one of Australia’s largest banks, RAMS continues to design unique products and solutions for their customers in order to help them achieve their home ownership goals.
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