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- Heritage Bank
- Online Saver
Online Saver
- Intro offer rate
- App banking
- Online banking
- Linked account required
Maximum rate p.a.
4.90%
Base rate p.a.
3.45%
Online Saver
- Intro offer rate
- App banking
- Online banking
- Linked account required
Maximum rate p.a.
4.90%
Base rate p.a.
3.45%
RateCity says
"Watch your savings grow with one of the most competitive interest rates on the market and no ongoing fees."
Pros and Cons
For Online Saver
Benefits
- Maximum interest rate ranked in the best 20% (conditions may apply)
- Special intro rate
- No ongoing account fees
Drawbacks
- Intro rate limited to 4 months
- Only available with linked transaction account
Heritage Bank Rate Savings Account overview
For Online Saver
Account Details
Maximum rate p.a.
4.90%
intro 4 months then 3.45%
Minimum age restrictions
Base rate p.a.
3.45%
Maximum age restrictions
Maximum rate condition
Not applicable
Minimum opening deposit
$1
Interest calculation method
Tiered
Target Market Determination
Visit Heritage Bank, a trading name of Heritage and People’s Choice Limited to view Target Market Determination.
Features
Joint application available
Is online only
Linked account required
Methods of Access
Internet facility
ATM access
Phone facility
Eftpos facility
Branch access
App
App only
Fees
Account keeping fees
$0
Eftpos fee
$0
ATM withdrawal fee
$0
Overseas eftpos fee
$0
Internet transaction fee
$0
Over the counter deposit fee
$0
Phone transaction fee
$0
Over the counter withdrawal fee
$0
Other Restrictions
The Bonus Intro Rate is the current standard variable rate plus a 4 month Bonus Intro Rate, and applies only on balances up to $100,000. The standard variable rate applies to amounts over $100,000.To qualify, new members must open an Online Saver account with a linked eligible account within sixty (60) days of membership opening. An eligible account means a Simply Access (S1), Pension Plus (S65) or Business Cheque (S13) account. The Bonus Intro Rate applies for 4 months starting on the day the online saver account is opened, after which the Bonus Intro Rate will no longer apply. The Bonus Intro Rate is available only to new members, and is limited to one (1) online saver (S26) account per member (either as a joint or single account holder).
